Investment proposition

Why US residential real estate

We believe successful property investment is about more than finding an attractive yield. It is about building the right portfolio, in the right market, with the right people — and managing it properly over the long term.

The case

  • Sustainable income streamsRecurring rental income from stabilised residential assets in markets with sustained tenant demand.
  • Relative market valuationsEntry prices in markets like Buffalo compare favourably with equivalent assets in the UK, Ireland, Canada and the coastal US.
  • Leverage and equity buildingAccess to US mortgage finance for qualifying international borrowers, with equity built systematically through principal repayment.
  • Prospects for capital growthLong-term growth potential where values remain below replacement cost. Not guaranteed, and not uniform across a city.
  • Geographic diversificationDollar-denominated assets separate from your home market and its regulatory cycle.
  • Market depthThe US residential sector is large, liquid and transparent relative to most international alternatives.

Return generation mechanisms

An institutional approach to investment

Four drivers determine the performance of a residential property investment. Their relative weight varies by market, asset and strategy — which is why we do not apply a uniform model.

  • YieldCash flow generated through recurring rental income from stabilised assets.
  • Equity buildingThe systematic increase of your equity position through mortgage principal repayment.
  • Capital appreciationLong-term growth realised through movement in underlying property values.
  • Capital redeploymentUsing refinancing, where appropriate, to release equity for the acquisition of additional assets.

Performance dynamics vary by market and asset. Property values and rental income can fall as well as rise.

Next step

Start with a call.

Whether you are investing for the first time or already hold property, and whether you are in the US, the UK, Ireland, Canada or elsewhere — it starts with a conversation and some decision-making.

Speak to us

What we will cover

  • Your objectives and time horizon
  • Capital you are considering allocating
  • Your current portfolio, if any
  • Where you are tax resident
  • Which strategy profile fits